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Form 1; Personal Monthly Income & Expense
| If the items do not pertain to you, leave them blank or overwrite items that
may not be on the sheet. Analyze each option to create a plan to change. Balance the budget by: increasing your income (pray
for new ideas), eliminate debt (selling items that have loan balances) and controlling spending in each catagory. Remember
that YOU have options. |
Please click on this link to download the multi-page Excel Budget Forms for printing and calculating. If you are unable to navigate Excel you can send me your
figures to be placed in a calculating form to be returned to you or printe the PDF version on the last page of this website.
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| AVERAGE MONTHLY INCOME AND OUTGO FOR THE PAST 12 MONTHS |
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| Past Monthly |
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Your Actual Total $ |
Actual % |
Guide-line
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Guide $ |
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| GROSS
INCOME PER MONTH |
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Per Month |
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100% |
100% |
0 |
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Salary, Pension, Soc Sec (husb) |
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Salary, Pension, Soc Sec (wife) |
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Interest & dividends |
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Net Profit from Investments /
Rents |
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Gifts & Inheritance |
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Tax Refunds |
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Other Net Profit from Business |
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| OUTGO
PER MONTH |
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1. Tithe & Offering |
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2. Taxes (IRS-SOC. SEC.-Med) |
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| NET SPENDABLE
INCOME |
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100% |
100% |
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(Gross income minus lines 1 & 2) |
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3. Housing |
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Mortgage (rent) |
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House Insurance |
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Real Estate Taxes |
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Electric/Gas/Oil |
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Telephone |
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Water & Sewage |
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Trash Removal |
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Maintenance |
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Cable TV |
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Other |
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4. Food (Grocery Store) |
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5. Auto (Transportation) |
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Payments |
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Gas / Oil |
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Auto Insurance |
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License Tag |
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Repairs/Maintenance |
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Vehicle Replacement |
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| Past Monthly |
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Your $ |
Your % |
Guide % |
Guide $ |
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6. Insurance |
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Life |
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Health |
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Other ____________ |
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7. Debts |
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Credit Cards |
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Installment Loans |
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Other |
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8. Enter. / Recreation |
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Dining Out |
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Trips/Vacation |
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Babysitters |
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Activities |
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Video Rentals |
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Other |
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9. Clothing |
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10. Savings (+ or -) |
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11. Investments (+ or -) |
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12. Medical Expenses |
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Doctor |
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Dentist |
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Prescriptions |
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Other |
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13. Miscellaneous |
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Drug Store Items |
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Beauty / Barber |
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Laundry /Dry Cleaning |
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Lunch (Work / School) |
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Subscriptions |
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Gifts (Incl Christmas) |
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Special Education |
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Pocket money |
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Pet Store / Veterinarian |
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Other ____________ |
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| Total
Expenses (3-13) |
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| Difference
per Month |
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